Protect Your Space, Inside and Out
Your condo isn’t just where you live—it’s your space, your style, and your investment. While your condo association may cover the building’s exterior and shared areas, you’re responsible for what’s inside your walls. That’s where Condo Insurance comes in.
At Red Maple Insurance Group, we offer tailored coverage that fills the gaps your HOA’s master policy doesn’t, protecting your unit, belongings, and liability.
What Does Condo Insurance Cover?
Our policies are designed to safeguard both your property and your peace of mind. Key features typically include:
✅ Interior Structure Coverage (Walls-In)
Protects the parts of your unit that aren’t covered by your building’s master policy, including:
- Flooring
- Cabinets
- Fixtures
- Built-in appliances
✅ Personal Property Protection
Covers your belongings—like furniture, electronics, clothing, and décor—in the event of theft, fire, or other covered events.
✅ Liability Coverage
Provides protection if someone is injured in your condo or if you accidentally cause damage to another unit.
✅ Loss of Use
Covers temporary living expenses if your condo becomes uninhabitable due to a covered loss.
✅ Loss Assessment Coverage
Helps pay for your share of covered damages or liability claims assessed by your condo association.
✅ Optional Add-ons
Customize your policy with endorsements for:
- High-value items like jewelry, art, or collectibles
- Water backup or sewer overflow
- Earthquake or flood coverage (where available)