We’re the Classic & Collector Car Insurance specialists in Middletown
If you own a collector car in Middletown, chances are you’ve spent countless hours, and a good deal of money taking care of it. That’s why it’s so important to carry the correct type of class car insurance on your classic car.
Classic Car Insurance That Respects the Ride
Your classic car is more than just a vehicle—it’s a piece of history, a labor of love, and an investment worth protecting. Whether it’s a fully restored showpiece or a weekend cruiser, classic car insurance offers specialized coverage designed to match the unique value and needs of your vintage vehicle.
Why Classic Car Insurance Is Different
Standard auto insurance just doesn’t cut it when it comes to collector vehicles. We offer policies that are tailored to protect the things that make your classic car special.
Here’s what sets it apart:
✅ Agreed Value Coverage
You and the insurer agree on your car’s value upfront—so if there’s a total loss, you get the full insured amount, not a depreciated market value.
✅ Coverage for Appreciation
Classic cars often increase in value over time. We offer flexible options to adjust your policy as your car’s value grows.
✅ Specialized Repairs
Access to expert restorers and parts specialists ensures your car is repaired by professionals who understand its craftsmanship—not just any repair shop.
✅ Mileage & Usage Flexibility
Whether you show it off at weekend events or just enjoy the occasional drive, coverage is designed around how and when you use your vehicle—not for everyday commuting.
✅ Roadside Assistance for Classics
Tailored towing and assistance that accounts for the specific needs of vintage and collectible cars—no flatbed guesswork.
Who Needs Classic Car Insurance?
You may need classic car insurance if your vehicle is:
- Over 20–25 years old and well-maintained
- Stored securely and not used as a daily driver
- A collectible, antique, muscle car, hot rod, or exotic model
- Appreciating in value or restored to original condition
Preserve the Legacy. Protect the Value.
Classic cars deserve more than standard coverage—they deserve a policy that honors their value, history, and uniqueness. Let’s protect what you’ve built, restored, and loved.
Request a custom quote today and discover how true car lovers insure their classics.
To get started with your classic car insurance quote, call our office or fill out our quick online quote form to get the process started.
Either way, we’ll make the process of finding your collector car insurance policy easy!